Stability of The Banking Sector: State, Problems of Security

  • Lyazat TALIMOVA Faculty of Finance, Karaganda Economic University, Karaganda, Kazakhstan
  • Gauhar KALKABAYEVA Faculty of Finance, Karaganda Economic University, Karaganda, Kazakhstan

Abstract

The article considers the main directions of state regulation of the banking sector of Kazakhstan at the present stage. In the article had analyzed the main quantitative and qualitative parameters of the development of second-tier banks of Kazakhstan for the last several years. Weaknesses have been identified that reduce the stability of the banking sector, including a high level of overdue debt on bank loans, dollarization of deposit sources, low net worth of banks, increased banking risks, etc. State measures have been analyzed to support the financial stability of commercial banks. Also had systematized the reasons for the activation of integration processes in the banking sector. The necessity of improving the procedure of stress testing of Kazakhstan banks is grounded. Priority directions for ensuring the stability of Kazakhstan's banking sector for the future are identified.

References

[1] Lavrushin, O. 2014. Sustainability of the banking sector and development of banking policy, Moscow: KNORUS. 280.
[2] Report of the National Bank of the Republic of Kazakhstan. On the financial stability of Kazakhstan, December 2016. http://www.nationalbank.kz/?docid=790&switch=russian.
[3] Perception of systemic risks by participants of the financial market of Kazakhstan, October 2016. http://www.nationalbank.kz.
[4] Krasheninnikov, N. 2015. Stress testing: application to the analysis of financial stability by Russian and foreign banks. Finance and credit, 31(3): 16-23.
[5] Report on the development of the banking sector and banking supervision in 2016. Bank of Russia. http://www.cbr.ru
Published
2017-09-30
How to Cite
TALIMOVA, Lyazat; KALKABAYEVA, Gauhar. Stability of The Banking Sector: State, Problems of Security. Journal of Advanced Research in Law and Economics, [S.l.], v. 8, n. 6, p. 1975-1979, sep. 2017. ISSN 2068-696X. Available at: <https://journals.aserspublishing.eu/jarle/article/view/1859>. Date accessed: 22 dec. 2024.