KOZHAMZHAROVA, G., 		OMARBAKIYEV, L., 		KOGUT, O., 		ZHUMASHEVA, S., 		SAULEMBEKOVA, A., & 		ABDRAKHMANOVA, G.
(2022).
 Banking Risks and Lending to Tourism and Hotel Businesses amid the COVID-19 Pandemic.
<em>Journal Of Environmental Management And Tourism, 13</em>(2), 427-437.
doi:10.14505/jemt.v13.2(58).12